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"If you want to succeed in the world you must make your own opportunities as you go on. The man who waits for some seventh wave to toss him on dry land will find that the seventh wave is a long time a-coming. You can commit no greater folly than to sit by the road side until someone comes along and invites you to ride with him to wealth or influence."-- John B. Gough

Articles

Crew needed for superyachts

There is a surplus of highly-paid jobs available for people who are able and willing to work on a super yacht

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Help in designing your gap year

More and more students are planning to take a break between school and further studies, or between further studies and starting to work. However, many are either pressured out of it

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The real cost of a gap year

We compare the cost of staying at home to going on a structured gap year course in South Africa

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Ideas on Earning an Income
There is not a shortage of jobs in this world – there is a shortage of great paying jobs!
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After your gap year

When your gap experience is over and the dust has settled, and you are safely back at home it can be difficult to settle down at first.

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To gap or not to gap?

Who doesn’t enjoy the concept of a break, a holiday, a gap from the daily routine of modern life? The question is really how long of a gap are you able to take?

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Obstacles to your gap
If you mention taking a ‘gap year’ to people you will probably receive variations on one of two reactions:
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Why take a gap?

At any one moment there are thousands of people around the world taking a gap – time out – who have finished school,

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Money PDF Print E-mail
Below are some hints and advice and quotes that all relate to money. We all need money, but your attitude towards money will affect every other area of your life, including your gap experience. A simple point to keep in mind is this: Frustration arises from inaccurate, unrealistic expectations.  What do you expect money to do for you? What do you expect to do to get money? Two sides of the same issue!
Let us know what you think! Send us your hints and advice!

MONEY FACTS/OPINIONS
Money is a function of time.

The amount you earn depends on your attitude to money and on your own sense of self-worth.

Money is an attitude; an idea; a fiction

Make money work for you, not the other way around

Money is a tool, not an end in itself

TANSTAAFL (There Ain’t No Such Thing As A Free Lunch)

Interest on borrowed money is always at a higher rate than the interest earned on investments

There is a problem of too much money in the world, not too little!

A habit that will ensure you are never short of money is to save 20% of everything you earn, and increase that percentage whenever possible (without reducing it)

Spend less than you earn!
Save first, then spend =         Spend first, then repay = 

Use money

  • to create memories
  • to improve relationships
  • to help others
  • to secure your future
  • to make the world a better place
Don’t compare yourself and your money matters to others – you will never really know the reality of other people’s experience of life

Your health is much more important than your bank balance

How you deal and interact with money is a direct reflection of who you really are (your true self)

Money makes you more of what you already are – if you’re generous, then you’ll be generous regardless of how much money you earn

If you follow your passion, money and satisfaction will follow

THEY SAID IT – MONEY QUOTES

The man who does not work for the love of work, but only for money, is not likely to make money nor find much fun in life. -- Charles M. Schwab

Work for the fun of it, and the money will arrive some day. -- Ronnie Milsap

Attitude is more important than the past, than education, than money, than circumstances, than what people do or say. It is more important than appearance, giftedness, or skill. -- Charles Swindoll

Power is one thing, Money and Power are two things, But LOVE is everything.

The highest use of capital is not to make more money, but to make money do more for the betterment of life.-- Henry Ford

Enthusiasm is the greatest asset in the world. It beats money, power and influence. -- Henry Chester

I have no money, no resources, no hopes. I am the happiest man alive. -- Henry Miller

Cocaine is God's way of saying that you're making too much money.
Robin Williams

Many people seem to think that opportunity means a chance to get money without earning it.
Author Unknown

If you want to know what God thinks of money, just look at the people he gave it to.
Dorothy Parker (1893 - 1967)

Lack of money is no obstacle. Lack of an idea is an obstacle.
Ken Hakuta

The chief value of money lies in the fact that one lives in a world in which it is overestimated.
H. L. Mencken (1880 - 1956)

The only thing I like about rich people is their money.
Nancy Astor (1879 - 1964)

Money can't buy friends, but it can get you a better class of enemy.
Spike Milligan

Don't stay in bed, unless you can make money in bed.
George Burns (1896 - 1996)

The tooth fairy teaches children that they can sell body parts for money.
David Richerby

I spent a lot of money on booze, birds and fast cars. The rest I just squandered.
George Best

What's money? A man is a success if he gets up in the morning and goes to bed at night and in between does what he wants to do.
Bob Dylan (1941 - )

Whenever it is in any way possible, every boy and girl should choose as his life work some occupation which he should like to do anyhow, even if he did not need the money.
William Lyon Phelps

Never spend your money before you have it.
Thomas Jefferson (1743 - 1826)

The art of living easily as to money is to pitch your scale of living one degree below your means.
Sir Henry Taylor

I do nothing but go about persuading you all, old and young alike, not to take thought for your persons or your properties, but and chiefly to care about the greatest improvement of the soul. I tell you that virtue is not given by money, but that from virtue comes money and every other good of man, public as well as private. This is my teaching, and if this is the doctrine which corrupts the youth, I am a mischievous person.
Socrates (469 BC - 399 BC), quoted by Plato, 'The Death of Socrates'

It's better to do nothing with your money than something you don't understand.
Suze Orman, O Magazine, February 2003

Every time you spend money, you're casting a vote for the kind of world you want.
Anna Lappe, O Magazine, June 2003

Art suffers the moment other people start paying for it. The more you need the money, the more people will tell you what to do. The less control you will have. The more bullshit you will have to swallow. The less joy it will bring. Know this and plan accordingly.
Hugh Macleod, How To Be Creative: 15. The most important thing a creative person can learn professionally is where to draw the red line that separates what you are willing to do, and what you are not.., 08-22-04

There is a lot more to life than just struggling to make money.
Ann Richards

The man who does not work for the love of work but only for money is not likely to make money nor find much fun in life.
Charles M. Schwab

A good reputation is more valuable than money.
Publilius Syrus (~100 BC), Maxims

You cannot strengthen the weak by weakening the strong.
You cannot help small men by tearing down big men.
You cannot help the poor by destroying the rich.
You cannot lift the wage earner by pulling down the wage payer.
You cannot keep out of trouble by spending more than your income.
You cannot further the brotherhood of man by inciting class hatreds.
You cannot establish security on borrowed money.
You cannot build character and courage by taking away a man's initiative and independence.
You cannot help men permanently by doing for them what they could and should do for themselves.
William J. H. Boetcker, 1916 (often attributed to Lincoln)

Never invest you money in anything that eats or needs repairing.
Billy Rose

Business? It's quite simple. It's other people's money.
Alexandre Dumas (1802 - 1870)

If you would know the value of money, go try to borrow some; for he that goes a-borrowing goes a-sorrowing.
Benjamin Franklin (1706 - 1790)

Often people attempt to live their lives backwards; they try to have more things, or more money, in order to do more of what they want, so they will be happier. The way it actually works is the reverse. You must first be who you really are, then do what you need to do, in order to have what you want.
Margaret Young

The real measure of your wealth is how much you'd be worth if you lost all your money.
Unknown

Money and success don't change people; they merely amplify what is already there.
Will Smith

When you don't have any money, the problem is food. When you have money, it's sex. When you have both, it's health. If everything is simply jake, then you're frightened of death.
J. P. Donleavy

We take care of our health, we lay up money, we make our roof tight and our clothing sufficient, but who provides wisely that he shall not be wanting the best property of all -- friends?
Ralph Waldo Emerson (1803 - 1882)

Giving money and power to government is like giving whiskey and car keys to teenage boys.
P.J. O'Rourke

If women didn't exist, all the money in the world would have no meaning.
Aristotle Onassis

France is the only country where the money falls apart and you can't tear the toilet paper.
Billy Wilder (1906 - 2002)

Brigands demand your money or your life; women require both.
Nicholas Murray Butler

Money cannot buy peace of mind. It cannot heal ruptured relationships, or build meaning into a life that has none.
Richard M. DeVos

If a man is after money, he's money mad; if he keeps it, he's a capitalist; if he spends it, he's a playboy; if he doesn't get it, he's a ne'er-do-well; if he doesn't try to get it, he lacks ambition. If he gets it without working for it; he's a parasite; and if he accumulates it after a life time of hard work, people call him a fool who never got anything out of life.
Vic Oliver

Money never starts an idea; it is the idea that starts the money.
W. J. Cameron

Prosperity is living easily and happily in the real world, whether you have money or not.
Jerry Gellis

Many years ago Rudyard Kipling gave an address at McGill University in Montreal. He said one striking thing which deserves to be remembered. Warning the students against an over-concern for money, or position, or glory, he said: "Some day you will meet a man who cares for none of these things. Then you will know how poor you are."
Halford E. Luccock